UPI payment: To prevent online fraud, the government is going to make major changes in the methods of UPI payment. If these changes really happen then some users will benefit from it while some users will also face problems from it. If you also make payment through UPI, then you should know this news, because in the coming few days the government is going to make a big change in the method of UPI payment.
Mill proposal to stop online fraud
The government had sought proposals to stop online fraud, in which the government has received a proposal to make changes in UPI payment. If the government accepts this proposal, then let us tell you that the method of online payment through UPI will completely change. In which now you will not be able to pay anyone immediately.
4 hours delay in UPI payment
The government has received a proposal, in which instructions have been given to limit UPI transactions. Under this, if you are making online payment of more than Rs 2000 to someone for the first time, then it can be delayed by 4 hours. This can prevent fraud from happening. However, it is believed that a delay of 4 hours can create a new problem in the way of online payment, because if you buy a grocery item or any other item worth Rs 2000 or more, then you will have to pay a delay of 4 hours to the grocery seller. Will not give the goods.
Online fraud has become a big problem
Let us tell you that at present, more than Rs 5000 cannot be transferred to anyone for the first time. After a one-time payment of Rs 5000, a maximum payment of Rs 50000 can be made in the next 24 hours. According to an RBI report, 13,530 fraud payments were involved in the total payments in the year 2022-23. Its total cost is Rs 30,252 crore. This fraud involves 49 percent or Rs 6,659 crore digital payments.
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