Women's Borrower: Women take maximum loans in this way, they are also increasing their share in buying houses.

The number of women taking loans has increased in recent years. Be it gold loan or personal loan or home loan, the share of women in retail loans has continuously increased. Credit bureau CIRF High Mark has released a report on the occasion of International Women's Day, in which many interesting things have been told about women borrowers.

Gold loans have the highest share

According to the recent report of CIRF, women like to take gold loan the most. It has been told in the report that in the case of gold loans, the share of women among the total borrowers is the highest at 44 percent. Whereas the share of women among those taking education loans is 36 percent. Similarly, the share of women in home loan is 33 percent and in property loan is 30 percent. The lowest share of 24 percent is in business loans.

They are taking more loans than before

The report shows that women are now coming forward more than before in taking different types of loans. . Be it home loan or personal loan, gold loan or education loan, the share of women in every category has increased than before. For example, earlier the share of women among the borrowers taking whole loan was 32 percent. After a year, now the share of women has increased to 33 percent.

Reason for increase in share in home loans

This shows that now the number of women buying houses is increasing. . The report says that the main reason for the increasing number of women borrowers in the case of home loans is the low interest rates. Most banks offer home loans to women at lower interest rates than men. CRIF figures also include joint loans.

This is how the share has increased

A year ago, women's participation in personal loans was 15 percent, which has now increased to 16 percent. Has been. At the same time, the share of women borrowers in gold loans has increased from 41 percent a year ago to 43 percent. Their share in education loans has increased from 35 percent to 36 percent during this period. However, the low share in business loans is a matter of concern.

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