- Change passwords regularly for safe internet banking
- Never share your banking details with anyone
- Do not login details on banking site on public computer
Whether it is bill payments, fund transfers or fixed deposits, all these things have become very easy through Internet banking. Instead of standing in line by going to the bank, all these works can be done easily on a few clicks through Internet banking. But it is important that your personal banking information is not stolen due to phishing, fraud, so keep in mind some important tips while using net banking. Learn 7 smart tips to secure internet banking…
Change your password regularly
When you login to the Internet banking account for the first time, you will need the password given by the bank. However, to keep the account safe, it is necessary to change this password. In addition, you should change your password regularly. The most important thing is to keep your password confident.
Do not login on public computers
Avoid logging your bank account on a common computer in a cybercafe or library. In these places, your password is most likely to be tracked and seen by other people. If you have to login from such places then make sure to clear the cache and browsing history and delete all the temporary files from the computer. Also, never save your ID and password in the browser.
Do not share your details with anyone
Keep in mind that the bank will never ask for your confirmation information via phone or email. So if you get any such phone call or email from the bank asking for your information, do not give. Login with the ID and password on the official login page of the bank, which is a security. For this, ensure that the URL is ‘https: //’ at the beginning, it means that the website is secure.
Check your savings account regularly
Check your account after any online transaction. Verify the amount withdrawn from your account. If you notice any manipulation in the amount, inform the bank immediately.
Always use licensed anti-virus
To protect your computer from new viruses, make sure that you have licensed anti-virus software. The pirated version of anti-virus software may be available for free, but they may fail to protect your computer from new viruses coming into the online world. Apart from this, you will also get regular notifications for updates in the licensed software. Keep in mind that your anti-virus is updated so that your confidential information is always protected.
Disconnect internet connection when not in use
Most broadband users do not disconnect their internet connection even when not in use. Malicious hackers can steal your Confidential banking information by accessing your computer via an Internet connection. To keep your data protected it is important that you disconnect it when not needed.
Type your internet banking URL
It is better to type the bank URL in the address bar of the browser than clicking on the link in an email. Many times, the fraudsters send the links of such fake websites in emails which look like an original website. Once you enter the login details on this website, someone else can get access to your account and your money can be stolen. While login, always check ‘https: //’ in the URL and make sure that it is the bank’s official website.